Joint Asset Splitter

Working it out fairly, without a fight.

For separating amicably: list what you own and owe together, agree a fair split for each thing, and see exactly who ends up owing who — instead of arguing over it item by item.

Free to use. Everything stays in this browser unless you choose to share it.

1. Name yourselves

If you've used the Contribution Tracker, we'll pick up your names automatically.

2. Add what you own and owe together

Savings, joint accounts, shared debts, furniture, anything held jointly or bought together.

50% / 50%

3. Everything you've added

Assets marked gold, debts marked red. Remove anything you change your mind about.

Nothing added yet — start with your biggest joint asset or debt above.

4. Where that leaves you

Based on what's agreed above, here's the balancing payment needed so the final split matches what you both agreed — not just what you each happen to be holding right now.

You

£0

Entitled to, based on agreed splits

Partner

£0

Entitled to, based on agreed splits

Net estate

£0

Total assets minus total debts

The settlement

Add some items above to see who owes who.

Next step

Want this made official?

An agreed number is a great start. A mediator or solicitor can help make it legally binding, so neither of you has to just trust the other to follow through.

This works out a fair number. It doesn't enforce it.
This tool assumes you're both agreeing the splits amicably — it has no way to verify values or force a transfer. For anything involving property, pensions, or contested amounts, or if you can't agree on values or splits together, get advice from a family law solicitor or mediator before finalising anything. This is not legal or financial advice.
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